First, it will be helpful to describe “debt resolution.” This is where someone takes their unsecured debts (typically credit cards, personal loans, and medical debts) and negotiates to pay less than the full balance where creditors forgive the remaining amount (typically about 50%.)
Often people work with a third party to provide negotiation services. These services come with a substantial cost, often as much as 25% of the debt. Our guide helps people like you achieve the same results on your own so that you can handle your debts sooner and for less money.
In my experience working with thousands of clients, I have found that everyone has their own story to tell. There are several common elements that have introduced people to debt resolution, perhaps one of these sounds familiar to you?
- “I was always the person my family turned to for money help. Now no one can help me.”
- “I managed to pay down balances before, this time I just can’t get ahead of the interest.”
- “I have a good job, but they keep cutting my hours.”
- “I got laid off and went months (or even longer) without a job.”
- “I had a necessary medical procedure, but my insurance didn’t cover it. I’ve put so much money on credit cards to try and get out of the hole.”
- “No matter how I try, there’s no money left over at the end of the month.”
Let me take a minute to let you know that you are not alone. Thousands of other people are struggling with too much debt. It is easy to feel ashamed about your situation, but instead, I am proud of you for taking steps to resolve your problem, specifically that you just have too much debt. I’m going to say that again because it is so important; I am proud of you for taking control.
If you are ready to start with debt resolution, you can access our definitive guide and self-serve tools today.
My Debt Helper 